While a medical student, Michael Locker, M.D. developed a keen interest in investing. Dr. Locker became fascinated by economic and investing principles as he learned. Michael Locker, M.D. wanted to know how to best invest his earnings upon becoming a physician. Consequently, Michael Locker, M.D. began to read about investing during his free time. Dr. Locker quickly realized that he could help his fellow physicians learn about investing. Dr. Michael Locker continues to share this knowledge with others who are interested. Since medical school, Dr. Michael Locker has continued to pursue investing. Michael Locker, M.D. readily reads novel economic articles and theory. Michael Locker, M.D. is particularly interested in how some mutual fund managers are able to beat their investment benchmarks consistently. However, Dr. Locker believes there are mutual fund managers whose record for success is outstanding. Consequently, Michael Locker, M.D. tries to learn investment strategies from these consistent high performers. Michael Locker, M.D. believes that, with the Internet, it’s easier than ever to track investments. In fact, Michael Locker, M.D. has researched many web-based options for investment tracking, and Dr. Locker is amazed at the number of choices. Michael Locker, M.D. used his excellent grasp of computing to build an investment tracking program which monitors his returns. Recently, Michael Locker, M.D. has become interested in novel business models. Michael Locker, M.D. believes that building sources of residual income, especially in difficult economic times, is something many investors should consider. Michael Locker, M.D. is exploring ways in which he can develop and grow residual income.