Worked in Standard Chartered bank (Union Bank) in Consumer Credit Department (C.I.U) unsecured/secured as a “Credit Analyst” From June 2005 to July 2007.
Responsibilities:

#Resolving quires between sales and credit department.
#Maintaining Daily & Monthly M.I.S sheet.
#Calculate Bank Statement Avg. Balances.
#Calculate Ratios (Income Analysis) through Annual Report.
#Detail Check provided Docs as per Policy.
#Process Corporate Applications.
#Making Verifications Report.
#Process Credit Cards (Amx, Visa), Personal Loan, Business Loan Applications.
#Review Cancel and Decline Cases.
#Check Delinquency, (Customer History) through Ecib and Data check Report.
#Debt burden Calculations.
#Check verifications Reports.
#Critically Check the Applications and provided Docs as per Policy.
#Take Decision on applications as per Policy.
#Give Limits as per Lending Authority.

M.COM (Finance)
From University of Karachi in 2003 (1st Division)