Supervised 15-20 loan officers in an office environment. Approved loans with unlimited funds from various commercial banks. Analyzed applicants' economic status, credit, and property evaluations to determine feasibility of granting loans. Interviewed candidates and requested specified information for finance applications. Established payment priorities according to monetary terms and interest rates to decrease clients' overall expenses. Contacted candidate or creditors to resolve questions about applications or to assist with completion of paperwork. Preserved current knowledge of credit regulations. Calculated amount of debt and funds available and planned methods of payoff and the estimated time for debt liquidation. Used logic, and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Managed a team of 20-40 mortgage originators and telemarketers. Established and maintained relationships with individual and business customers, and presented assistance with crisis that purchasers may encounter. Studied, estimated, and processed loan requests. Oversaw the flow of cash and financial instruments and recruited staff members and supervised training programs. Networked within communities to find and attract new commerce. endorsed, rejected, or coordinated the approval or rejection of lines of credit and commercial, real estate, and private loans. Established procedures for custody and control of assets, records, loan collateral, and securities to ensure safekeeping of all loans. The ability to speak clearly so others can understand me.

Approved loans within specified limits, and refer loan applications outside those limits to management for approval. Meet with applicants and real estate agents to obtain information for loan applications and answered questions about the processes. Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans. Explained the different types of mortgages and credit options that were available, as well as the stipulations of those services to better help advise clients Obtain and compiled copies of loan applicants’ credit histories, corporate financial statements, and other fiscal information. Reviewed and updated credit and loan files. Reviewed finance agreements to ensure that they were complete and accurate according to the policies. Compute payment schedules. Stay abreast of new types of loans and other financial services and products to better meet customers’ needs. Submit applications to credit analysts for verification and recommendation.

Directly administered and organized activities of construction and extraction workers. Supervised 5-6 carpenters. Conferred with supervisor personal, owners, contractors, real estate agents, and designer professionals to discuss and resolve manners for time management and expediting materials. Analyzed job specifications to determine appropriate building methods and evaluation results to choose the best solution and solve problems.

Managed office staff of 2 and managed 30 employees in hazardous work environments, prepared work schedules and assigned specific duties. Established and implemented departmental policies, objectives, and procedures directed towards improving business operations. Reviewed financial statements, sales and other performance data to measure productivity and goal achievement and to determine areas needing cost reduction and program enhancement. Planned, directed and coordinated the operations of a small business with project managers. Duties and responsibilities included buying performance bonds, insurance, arranged the use of materials and human resources. Directed and coordinated activities of a small business concerned with pricing and services to the customer. Determined staffing requirements, and interviewed, hired, and trained new employees and oversaw the employees personal processes. Organized and coordinated my business's financial and budget activities to fund operations and maximize assets, project exploration, and employee relations with all management, also made sure all employees were treated fair and with respect to their personal home lives.